#Debt Repayment

The snowball method is a repayment strategy that inflates a snowball of self-congratulation by paying off the smallest debts first. It leaves the principal untouched at the peak while spotlighting a parade of minor victories. In practice, its psychological payoff outshines any real economic progress, prioritizing the art of illusion over true financial freedom. Like a rolling snowball, it amuses with momentum while the core debt stands unmoved at the summit.