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#Mental Model

mental accounting

Mental accounting is the brain’s magical bookkeeping system that insists the same $100 carries different values when labeled salary or windfall. It erects invisible compartments in the wallet, granting immunity from guilt by departmentalizing spending. Although logically identical, money is ranked hierarchically depending on its intended use. Ultimately it dismisses the grand balance sheet and enshrines emotion as the supreme court of finance.

relationship schema

A relationship schema is an invisible script in the mind that prearranges how to interact with others. It prides itself on matching expectations with reality while efficiently producing anxiety and misunderstandings. Like puppets bound by an unseen blueprint, we continue to restrict our own definitions. In the end, the prison called a schema quietly banishes your genuine feelings to the back of your mind.

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